up to 75 BPS Price Improvement

start the year with january specials to help grow your pipeline!

For Loans Locked January 1st - 31st, 2026

take advantage of price improvements across our non-QM and FHA programs!

Here for a limited time for loans locked January 1st – 31st 2026.

Non-QM Pricing Improvement (includes DSCR 5-8 units and Jumbo)*

    • Up to 75 BPS with Select or 25 BPS without Select

FHA Pricing Improvement

    • FHA: 25 BPS off (excludes CalHFA)
    • Includes DPA Pro and FHA Streamlines
    • Excludes Select

 

Flash Special!

25 BPS Price Improvement on ALL DSCR Programs
(excludes Select and 5-8 unit)
For Loans Locked 1/16 through 1/30/2026
  • 1st Liens only
  • 1-4 units

Combine with our January Non-QM Special for 50 BPS Price Improvement!

Combine with LLPAs on our Locks for more BPS:

  • Lock for 60 Days and get 75 BPS Price Improvement
  • Lock for 45 Days and get a total of 50 BPS Price Improvement

Flash Special applies to all eligible Non-QM (except Closed End Seconds, Stand alone Seconds, HELOCs, Select and DSCR 5-8. 
 Offers valid for loans locked between 1/16/2026 and 1/30/2026.

 
 

Contact your LendingPros AE to learn more!

*Non-QM Specials exclude Seconds (Closed End or Stand-Alone).

Specials apply to all eligible Non-QM (except Closed End Seconds, Standalone Seconds, HELOCs), FHA Streamline Refinance loans and VA IRRRL Loans. 
 
Offers valid for loans locked between 1/1/2026 and 1/31/2026. All offers are subject to change without prior notice. Rate and price improvements are applicable only to qualifying loan programs and borrowers, and not all applicants will qualify. Specials cannot be combined with any other offer or price exception unless explicitly stated. Terms, restrictions, and conditions apply. This is not a commitment to lend.
 
Loans may qualify for additional price improvement with Select Specials as indicated on our Prime and Non-QM Rate sheets.
 
LendingPros is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration, Veterans Administration, or the Federal Government.