Conventional Loan Programs
Conventional Programs
FNMA and FHLMC loan programs that conform to the standard. Purchase, Refinance and Cash-out loan program options are available.
Highlights include:
- Purchase, Refinance and Cash-Out
- Primary, Secondary and Investment
- 30 Year Fixed Loans, Non-Standard Terms available
Available on our TPO portal where you can register, submit, and disclose in minutes!
Non-Standard Terms excluded on: Closed-End Seconds, HELOCs, DPA, CalHFA, and Non-QM 40-year term.
New 2025 Conforming Loan Limits Available Now!
Effective with loan applications dated on or after Tuesday, September 17th, 2024, we will accept the anticipated 2025 FHFA conforming loan limits. Please connect with your Account Executive with questions and for more information on the eligibility details. Please note specific requirements and exceptions apply.
Effective with loan applications dated on or after Tuesday, October 8, 2024, LendingPros will also accept high balance agency loans for Fannie Mae Fixed Rate and Freddie Mac Fixed Rate products. Check with your Account Executive with any questions.
| Units | General Limits (Not including AK & HI) | AK & HI |
| 1 | $802,650 | $1,203,975 |
| 2 | $1,027,750 | $1,541,625 |
| 3 | $1,242,250 | $1,863,375 |
| 4 | $1,543,900 | $2,315,850 |
- Loans must have a submission date on or after 9/17/2024.
- Government loans are not included.
- Temporary buydowns are not included.
- CalHFA/DPA Loans (DPApro and DPApro Plus) not included.
- Additional terms, conditions, and change may apply at any time. Contact your Account Executive for more information.
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