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DPA PRO 100, DPA PRO Plus, & DPA PRO Home Advantage

DPA Programs Exclusive to LendingPros

View our DPA PRO Matrix
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100% CLTV, DPA Program For FHA

DPA Pro 100

FHA First Loan
  • Down Payment Assistance Programs – DPA PRO 100
  • Subordinated Second Loan (3.5%)
    No Payment on the Second Loan
    0% Rate
  • No Income Restrictions
  • 2/1 Buydown Available
  • Manual Underwrite 660+ FICO, follows FHA Guidelines
  • Ask us about other exceptions that may be available
  • Conforming and High Balance Loan Limits Available

DPA PRO Plus

620 Minimum FICO
  • 100% CLTV FHA Loan (Combines 1st and Subordinate Lien)
  • 2nd lien with an interest rate 2% greater than 1st lien
  • Payment amortized over 10 years
  • Monthly payments required
  • Borrower’s minimum contribution of $0.00
  • No First Time Home Buyer Requirement
  • Conforming and High Balance Loan Limits Available

DPA PRO Home Advantage

No Income Limits
  • 101.5% CLTV, (96.5% First + 5% DPA)
  • 5% DPA available to assist with closing costs
  • FHA 30-YR Fixed Purchase
  • 1 - 2 Units, Primary Residence Only (No FTB Requirement)
  • 620 Min FICO for AUS
  • 660 Min FICO for Manual

Learn More

Have a loan that you want to discuss with our experienced team?  Drop the details here. 

Contact Your Account Executive

Restrictions apply, please speak to your Account Executive for details on these programs. Note: Not available in NY and WA.

Available on our TPO portal technology where you can register and submit in minutes.

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© 2025 All rights reserved LendingPros is a registered DBA of OCMBC, Inc. NMLS ID #2125. Equal Housing Lender. All rights reserved. Some products may not be available in all states. Programs and rates are subject to change without notice. Turn time estimates are not warranted or guaranteed. Some restrictions may apply. Underwriting terms and conditions apply and not all applicants will qualify. This is not a commitment to lend. For more licensing information, visit the Nationwide Multistate Licensing System’s Consumer Access website www.nmlsconsumeraccess.org. For our licensing information and lists please visit: Our Licensing page.  Intended for use by real estate and lending professionals only and not for distribution to consumers.