VA Loan Programs

VA Loan Programs

VA Loan Programs for Veterans and Active Military Personnel

100% LTV Loans for Purchase, Cash-out
110% for VA IRRRL
Max Loan Amounts to $1.5 Million for purchase loans and VA IRRRL
$1 million Max Loan Amount for Cash-Out Loans
Flexible Loan Terms

Available on our TPO portal technology where you can register, submit, and disclose in minutes.

Brokers can request a soft credit pull upon submitting for VA Streamlines.

VA Streamline & IRRRLs for Veterans and Active Military Personnel

VA IRRRL's (Streamlines) up to 110% CLTV subordinate lien, 580 Min FICO
90% Cash-Out refinance 580 FICO
DTI per AUS, we follow DU and LP
Manual underwrites allowed
W2 only allowed
Brokers can request a soft credit pull upon submitting for FHA Streamlines / VA IRRRLs
ARMs Option Available

Adjustable Rate Mortgage (ARMS) Option Available for VA loans

5/1 ARM
Purchase and Cash Out Refinance
VA AUS: Purchase Min FICO 640, 100% Max LTV/CLTV
VA AUS: Cash Out Refi Min FICO 680, 90% Max LTV/CLTV
VA Manual Underwrite: Purchase: Min FICO 660, 100% Max LTV/CLTV
VA Manual Underwrite: Cash Out Refi: Min FICO 660, 90% Max LTV/CLTV
Non Standard Terms Not Allowed
No Manufactured Homes

Not Available in IL, MA, NM (coming soon.)

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