NON-QM Core Flex is here!
With FICOs down to 500!
Reach a New Underserved market
Our Non-QM Core Flex program helps you say yes to more borrowers!
Program Highlights
• 500 Minimum FICO
• Purchase, Rate/Term & Cash-Out
• 30-Year Fixed*
• Up to 65% LTV
• Loan Amounts up to $1.2M
• SFR, 2-4 Unit, PUD & Condo Eligible
• 45% DTI
*For those that qualify
Additional Flexibility
- First-Time Homebuyers Allowed (580+ FICO)
- Manual underwriting for more approvals
- Reserve flexibility: 6 months minimum (cash-out proceeds allowed)
- +2 months per additional financed property
Ineligible states: AK, HI, Cook County (IL), NJ, NY, MA, US Territories, Texas 50(a)(6) ineligible